Maryland and Virginia

Property Occupancy	Owner Occupied, 1-4 Units, Single Family, Condominiums
Maximum Loan To Value	100%
Loan Programs	30, 25, 20, 15 Year Fixed, 1 Yr, 3/1 and 5/1 ARMs
Refinance	Streamline with no appraisal or income verification - second home and investment properties ok on streamline refinance
Funding Fee	VA Funding Fee Tables **A veteran with a service connected disability is exempt from paying the VA funding fee.
Seller paid Closing	Unlimited
Seller Concessions	Limited to 4% of the sales price - concessions include payoff of purchasers debt, payment of VA funding fee, gifts such as entertainment system, furniture, etc.
Mortgage Insurance	None
	2008 Veterans Benefits Improvement Act

Property Occupancy	Owner Occupied, 1-4 Units, Single Family, Condominiums
Maximum Loan To Value	100%
Loan Programs	30, 25, 20, 15 Year Fixed, 1 Yr, 3/1 and 5/1 ARMs
Refinance	Streamline with no appraisal or income verification - second home and investment properties ok on streamline refinance
Funding Fee	VA Funding Fee Tables **A veteran with a service connected disability is exempt from paying the VA funding fee.
Seller paid Closing	Unlimited
Seller Concessions	Limited to 4% of the sales price - concessions include payoff of purchasers debt, payment of VA funding fee, gifts such as entertainment system, furniture, etc.
Mortgage Insurance	None
	2008 Veterans Benefits Improvement Act